Who can forget 2008?  That spring, the world renowned Bear Stearns was the hot item at a bargain basement sale involving the major US banks.  And as Bear Stearns passed hands for pennies on the dollar, the US financial markets were collapsing . . . and collapsing . . ....

You might recall over a month ago sitting in your living room and deciding this was the year, the year that you finally acted on your entrepreneurial spirit by starting your business.  But weeks later, you are still not sure where to start or what your first step shoul...